The Silver Thatch Advantage

Silver Thatch offers participating employers and employees a number of important advantages. These include:

Flexibility and Control
Silver Thatch allows members to build wealth on their terms. We offer members the opportunity to make additional voluntary contributions (AVCs). Even better, we let members decide how to invest their AVCs, choosing from five professionally managed investment portfolios.

Great Performance
The Silver Thatch Pensions Plan has demonstrated a winning performance achieved by discipline and focus. Our portfolio returned 14.46% for the financial year ended 30th June 2004. That's 0.79% above our benchmark.

Multiple Managers
Our investment portfolios are managed by up to 15 of the top fund managers in the business. Individually, our fund managers offer expertise in specific markets. Together, they offer the breadth and depth of experience needed to produce winning results.

Low Fees
We add value to a member’s account through sound investment and effective cost management. For the year ended 30th June 2007, our total expenses were approximately 1.2%. In fact, our expenses have declined every year since inception.

Superior Service
We’re committed to making participation a positive experience. We know you have enough on your plate already, so we minimize the employer’s administrative role and provide members with direct access to the information they need.

Effective Communication
We make sure our members get the information they need to understand their pension plan and make informed investment decisions. Equally important, we make sure that information is clear, concise and easy to read.

Legislative Compliance
Plan participants can be assured that Silver Thatch complies with the National Pensions Law.

The Retirement Income Fund Option
At retirement, members have two important options under the Plan: an annuity option and a Registered Income Fund (RIF) option. While the annuity option offers retired members the security of a guaranteed lifetime income, the member will receive regular cash distributions under the RIF option. Just as important, any money remaining in the RIF upon the member’s death will automatically form part (and a potentially large part) of their estate.